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About Us

The mission of Southwest Michigan Federal Credit Union is to enhance our members' financial well-being by encouraging savings and providing quality financial services in an economically sound, professional, efficient and friendly manner.

Southwest Michigan Federal Credit Union (SMIFCU) has assets in excess of $70 million. We are a full service, non-profit financial institution that gives our members a chance to own a share in SMIFCU. Profits earned by the credit union are returned directly to you and your fellow members in the form of competitive rates and minimal fees.

Southwest Michigan Federal Credit Union has received a distinguished 5-Star Superior rating from BauerFinancial, Inc (the Nation's Bank and Credit Union Rating Firm for over a quarter of a century). The 5-Star rating is based on the overall financial condition of the credit union and indicates strength and stability. The 5-Star rating is the highest rating attainable. No institution pays for its rating, nor can it be eluded. Consumers may obtain star-rating by visiting

Board of Directors

All members of our Board of Directors are fellow credit union members who serve on a volunteer basis to set the long-term direction of SMIFCU to ensure that prudent operational policies are maintained. We observe stringent guidelines for operational safety. These dedicated volunteers bring decades of personal and professional experience to their deliberations in the policy-making body of SMIFCU and their diversity reflects the whole membership.

Those dedicated volunteers are:
Thomas Kyvig, Chairman
Jon Fitzmaurice, Vice Chairman
Tina Gambino, Treasurer
Gerald Tilmann, Secretary
Stan Janco, Director
Glen Pawlowski, Director

Supervisory Committee:
Mark Hayden, Chairman
Phyllis Dekema, Committee Member
Denise Jurgens, Committee Member

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